Applying for a government student loan

Loan applications in most provinces are posted in late May or early June. Students should complete their loan application well in advance of the start of the academic year to allow adequate time for their application to be processed (four to eight weeks.)

Provincial loan applications are automatically considered for the federal Canada Student Loan program. Only one application form is needed. Many provinces offer bursaries or grants for students demonstrating high need and applicants are automatically considered for these programs.

In order to qualify for a federal or provincial student loan, students:

  • must be Canadian citizens or permanent residents
  • must apply to their home province for funding (must be a resident of the province/territory to which they are applying for funding and have lived there for the past 12 consecutive months excluding full-time attendance at a post-secondary institution)
  • must demonstrate financial need

Your parent(s)’s or spouse/partner’s income tax information may be required as part of the application process.

After a student's application is received, a notice of assessment will be mailed outlining the available funding. Students are strongly encouraged to familiarize themselves with how their student loan will be disbursed and if any additional documentation is required prior to funds being allocated.

» Government of Canada general student loan information

Provincial/territorial student loan information